Efficient Money Transfer: My Experience Using Xoom to GCash

There I was, stuck in a foreign country, desperately needing to send money back home to the Philippines. Banks were giving me a hard time, and the fees! Oh, the fees were exorbitant. Every peso mattered, and I felt the pinch each time I had to part with my hard-earned cash due to high transaction fees. Just when I was on the verge of frustration, a friend introduced me to the magic of transferring funds from Xoom to GCash. My financial life transformed, and today, I’m here to share the secret sauce with you.

In this guide, we will walk you through the process of using Xoom to GCash to transfer money to the Philippines. We will cover everything you need to know, from setting up your account to completing your first transaction.

Why Opt for Xoom to GCash Transfer?

Xoom offers an expedient and reliable means to send money internationally. Being a part of the PayPal service, its credibility is unquestionable. But when combined with GCash, a leading mobile money platform in the Philippines, the benefits multiply.

Speed Matters

Traditional bank transfers can take days, sometimes even a week. With Xoom to GCash, I’ve seen transactions completed in mere hours. Time is money, and this method undoubtedly saves plenty of both.

Save on Those Pesky Fees

Comparatively lower transaction fees are a significant advantage. Over time, I realized I was saving a considerable amount by merely avoiding those heavy bank charges.

Easy Accessibility

No bank account? No problem! With GCash, recipients can easily withdraw the money from numerous outlets in the Philippines without the need for a bank account.

Setting Up Your Xoom Account

The first step in using Xoom to GCash is setting up your Xoom account. To do this, simply visit the Xoom website and create an account. You will need to provide some basic information, such as your name, address, and contact information.

Once you have created your account, you will need to link your bank account or credit card to Xoom. This will allow you to fund your transfers to GCash. You can also choose to fund your transfers using a debit card, PayPal, or even cash at a participating retail location.

Setting Up Your GCash Account

After setting up your Xoom account, the next step is to create your GCash account. To do this, download the GCash app from the App Store or Google Play Store and sign up for an account. You will need to provide some basic information, such as your name, address, and contact information.

Once you have created your GCash account, you will need to verify your identity by providing some additional information, such as your ID number and a selfie. This is an important step in ensuring the security of your account and preventing fraud.

Transferring Money with Xoom to GCash

Now that you have set up both your Xoom and GCash accounts, you are ready to transfer money to the Philippines. Here are the steps to follow:

  1. Log in to your Xoom account and select “Send Money.”
  2. Choose the Philippines as your destination country and enter the amount you wish to send.
  3. Select “GCash” as your delivery option and enter your recipient’s GCash mobile number.
  4. Review the transaction details and confirm your transfer.
  5. Your recipient will receive the money in their GCash account within minutes.

Xoom to GCash: Things to Keep in Mind

While Xoom to GCash is highly beneficial, there are a few things you should remember:

Transaction Limits

Both platforms have limits for sending and receiving. Ensure you’re aware of them to avoid any inconvenience.

Double-Check Details

Mistakes happen. Always double-check mobile numbers and transaction details before hitting ‘Send.’

Stay Updated

Both platforms occasionally roll out promotions or change their policies. Stay updated to make the most out of your transactions.


  1. Is Xoom to GCash safe for money transfer? 

Absolutely! Xoom, being a part of PayPal, ensures top-notch security. Plus, GCash is one of the leading mobile wallets in the Philippines.

  1. Are there any hidden charges with Xoom? 

No. Xoom is transparent about its fees. However, always check the transaction breakdown before proceeding.

  1. How long does a Xoom to GCash transfer usually take? 

Most transactions are completed within hours. However, it’s always good to allow a day, just in case of any delays.

  1. Can I send money via Xoom to GCash from any country?

While Xoom services many countries, it’s always good to check their list of serviced countries before initiating a transfer.

  1. What if I made a mistake in the recipient’s mobile number? 

It’s crucial to double-check details. If a mistake happens, contact Xoom’s customer service immediately.

Conclusion: Embracing the Modern Way of Money Transfer

From a frustrated individual grappling with archaic banking methods to a satisfied user of Xoom to GCash, my journey has been transformative. It’s efficient, cost-effective, and user-friendly. If you’re seeking a hassle-free way to send money to the Philippines, I couldn’t recommend Xoom to GCash more.

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