How to Use GCredit in PureGold

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GCredit is a credit line service available to users of the GCash app in the Philippines. It allows users to buy now and pay later, similar to a traditional credit card, but it’s accessed entirely through the GCash mobile app. This revolutionary feature has made shopping more convenient, especially in popular grocery stores like PureGold. If you’re looking to use GCredit in PureGold, here’s a step-by-step guide along with some tips to make the most out of your shopping experience.

Use GCredit in PureGold: Steps to Follow

Follow these steps to use GCredit in PureGold;

Step 1: Check Your GCredit Eligibility and Limit

Before you can use GCredit, you must be a fully verified GCash user with a sufficient GScore, which is the app’s trust score system. Your GScore increases with frequent use of GCash services and timely payments. To check your eligibility and limit:

  1. Open your GCash app.
  2. Navigate to the ‘Manage Credit’ section.
  3. View your GScore and corresponding GCredit limit.

Step 2: Activate GCredit (For First-Time Users)

If you’re eligible, you’ll need to activate your GCredit:

  1. In the GCash app, tap on ‘Manage Credit’.
  2. Follow the instructions to activate your GCredit account.
  3. Set up your personal information and agree to the terms and conditions.

Step 3: Shop at PureGold

Once your GCredit is active, head over to your nearest PureGold branch:

  1. Do your grocery shopping as you normally would.
  2. When at the cashier, inform them that you will be using GCredit to pay for your groceries.

Step 4: Paying with GCredit

To use GCredit at the checkout:

  1. Open your GCash app and select ‘Pay QR’.
  2. Scan the PureGold cashier’s QR code.
  3. Enter the amount of your purchase.
  4. Before confirming, change the source of payment to GCredit.
  5. Confirm the payment and wait for the transaction to be processed.

Step 5: Keep Track of Your Dues

It’s important to monitor your GCredit balance and due dates:

  1. Open GCash and navigate to ‘Manage Credit’.
  2. Here, you can view your outstanding balance and next due date.
  3. Ensure you pay back the borrowed amount before the due date to avoid penalties and maintain a high GScore.

Tips for Using GCredit in PureGold:

  • Budget Wisely: Even though GCredit can be convenient, it’s essential to budget and spend within your means.
  • Promotions and Discounts: Keep an eye out for GCash and PureGold promotions that you can avail of when using GCredit.
  • Monitor GScore: Regularly check your GScore to maintain or increase your credit limit.


GCredit provides an additional payment option that is both accessible and user-friendly, making it an excellent tool for PureGold shoppers. By following the steps outlined above, you can enjoy a seamless shopping experience without the need for cash on hand or a traditional credit card.

Incorporating GCredit into your shopping routine can offer a level of flexibility and convenience that traditional payment methods may not provide. Remember to use this service responsibly and enjoy the benefits that come with being a GCash user.

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