How to Get a GCash Mastercard and Enjoy the Benefits

GCash Mastercard

Are you a GCash user looking for a more convenient and secure way to transact online and offline? A GCash Mastercard may be the answer to your needs. This debit card is linked to your GCash account and can be used to make purchases, withdraw money, and pay bills anywhere Mastercard is accepted.

In this article, we’ll walk you through the steps on how to apply for a GCash Mastercard, as well as its fees, activation process, and other important details. Let’s get started.

How to Apply for a GCash Mastercard

Applying for a GCash Mastercard is easy and can be done through the GCash app or website. Here’s what you need to do:

Make sure you have a verified GCash account. If you don’t have one yet, you can sign up for a GCash account and complete the verification process.

  1. Go to the “My Wallet” section of the GCash app or website and click on the “Get a Card” button.
  2. Fill out the application form with your personal and contact information, and upload a clear photo of your valid ID.
  3. Review and accept the terms and conditions, then submit your application.
  4. Wait for the approval of your application, which usually takes within 24 hours.
  5. Once your application is approved, you’ll receive an email notification with a link to pay the one-time card fee of PHP 150. You can pay the fee through the GCash app or website using your GCash balance or any supported payment method.

After paying the card fee, wait for the delivery of your GCash Mastercard, which usually takes within 7 to 10 business days.

Activating Your GCash Mastercard

Once you receive your GCash Mastercard, you’ll need to activate it before you can use it. Here’s how:

Activating Your GCash Mastercard
  1. Go to the “My Wallet” section of the GCash app or website and click on the “Activate Card” button.
  2. Enter the card number, expiration date, and CVV code found on your GCash Mastercard.
  3. Set your PIN by following the prompts on the screen.
  4. Review and accept the terms and conditions, then submit your activation request.
  5. Wait for the confirmation of your activation, which usually takes within 24 hours.

Once your GCash Mastercard is activated, you can start using it for online and offline transactions.

Fees and Limits of a GCash Mastercard

Here are the fees and limits you need to know about when using your GCash Mastercard:

One-time card fee: 

PHP 150, which is non-refundable

Annual maintenance fee: 

PHP 150, which is waived for the first year

Domestic ATM withdrawal fee: 

PHP 15 per transaction

International ATM withdrawal fee: 

PHP 300 per transaction

Transaction limit:

 PHP 50,000 per day for online and offline transactions

Keep in mind that these fees and limits may change without prior notice, so it’s best to check the GCash website or app for the latest updates.

Frequently Asked Questions (FAQs)

Can I use my GCash Mastercard for online transactions?

Yes, you can use your GCash Mastercard For online transactions on any website or app that accepts Mastercard as a payment method. Simply enter your card details and complete the transaction as you would with any other debit or credit card.

Can I withdraw money from ATMs using my GCash Mastercard?

Yes, you can withdraw money from ATMs that accept Mastercard using your GCash Mastercard. However, keep in mind that there is a fee for each withdrawal and there may be limits on how much you can withdraw per day.

Can I use my GCash Mastercard abroad?

Yes, you can use your GCash Mastercard abroad wherever Mastercard is accepted. However, be aware that there may be additional fees and exchange rates applied to your transactions.

How do I report a lost or stolen GCash Mastercard?

If you lose your GCash Mastercard or suspect that it has been stolen, you should report it immediately by contacting GCash customer support through the app or website. They will deactivate your card and issue a replacement card for a fee.

Can I have multiple GCash Mastercards linked to my account?

No, you can only have one GCash Mastercard linked to your account at a time. If you want to apply for a new GCash Mastercard, you will need to cancel your existing card first.

Conclusion

A GCash Mastercard is a convenient and secure way to transact online and offline using your GCash account. It’s easy to apply for and activate, and offers a range of fees and limits that can suit your needs. Whether you’re making purchases, paying bills, or withdrawing money, a GCash Mastercard can make your transactions more convenient and hassle-free.

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